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Home Loan

A start-to-finish home loan guide for a faster application and approval
Build your credit history
Your credit history and credit score play an important factor in helping the lender decide whether you’re a worthy candidate or not. If you have no credit history, your credit score will be low. To remedy this and build your credit history, it is advisable to take a small loan and pay it off. This will set you up for success when you want to apply for a home loan. You’ll have a

stronger credit score and good credit history to boot. This will expedite your application, as the lender will have more confidence in your repayment abilities.
If, on the other hand, you have a credit history and low score, take the effort to improve it. You can pay off credit card debt, refrain from applying for any loans for 6 months and reducing the use of your credit card.

 

How to use the Home Loan eligibility calculator?
It’s very easy to use the home loan eligibility calculator.

  • Step 1. Select your location
  • Step 2. Select your date of birth
  • Step 3. Enter your net monthly salary and other income you are receiving
  • Step 4. Select tenor required for your home loan
  • Step 5. Enter your monthly obligations/current EMIs
  • Step 6. Click on ""Check Your Eligibility" option

Required Documents

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